I need to get a tooth fixed, it's going to cost a shitload of money that I luckily have saved, but I need an additional health insurance just for my teeth and the agent has their office a 2 hour bike ride away, which is why I didn't get around to do it yet. ugh..
doesn't matter for this one tooth though, because it had problems before I planned to get insurance and anything that was a "case" before then will not be covered anyway.